There are several misconceptions surrounding car insurance. Without educating yourself, you might fall into the trap of thinking you have coverage, or that you fully understand the rules and regulations about your policy. We try to help you comprehend some of the most important aspects about your policy, while explaining common myths. By knowing more …
Category: Car Insurance
Surprise! Your Job Can Affect Your Car Insurance Rates
Where do you work? If it’s the wrong place, you might be paying a higher rate for your auto insurance! Many factors impact your premium, and your driving record will be strongly considered along with your credit rating. The type of car you drive is a factor along with the distance of your daily commute. …
Pennsylvania Car Insurance Laws And Requirements
Pennsylvania Car insurance laws and requirements help keep drivers, passengers and pedestrians safe by requiring adequate financial responsibility and a clear understanding of any relevant legislation. We help you stay updated on the most important aspects of liability coverage, remain legal, and show you how to find an affordable policy. If any Keystone State laws …
Uninsured Drivers Surrender Rights To Collect Damages
Missouri lawmakers approved a bill (House Bill 339) that requires uninsured motorists to surrender certain rights to monetary compensation if they are involved in a car crash. This type of legislation is also beginning to be implemented in other states. Within 10 years, perhaps as many as half of all states will consider or approve similar …
Uninsured And Underinsured Motorist Insurance Coverage
Uninsured motorist protection will help pay your expenses if a driver without car insurance damages your vehicle or causes bodily injury to yourself. Since about one in seven drivers are currently not covered (and many more don’t have enough bodily injury or property damage), it’s important to ensure you have the the correct coverage on …
What Happens To My Auto Insurance When Someone Borrows My Car?
Does someone want to borrow your car? Lending a vehicle to a friend or relative is a common occurrence. This friendly favor can be offered without fear of losing your insurance coverage, but there are some general guidelines to consider. Of course, you should never allow a stranger to use your vehicles. And if you are …
High Risk Auto Insurance Rates And Reviews
Do you have a bad driving record? Did you recently get a DWI, DUI or other major violation, or has your license been recently suspended? Have you been involved in several accidents which may not have been your fault? Is your credit poor or did you just get your driver’s license? Do you own a …